蝌蚪网 Papers and Proceedings
ISSN 2574-0768 (Print) | ISSN 2574-0776 (Online)
Discrimination Expectations in the Credit Market: Survey Evidence from India
蝌蚪网 Papers and Proceedings
vol. 115,
May 2025
(pp. 351–56)
Abstract
We present results from a representative survey and an information experiment to provide evidence on discrimination expectations. We find that discrimination based on gender, caste, and religion is perceived to be widespread in society overall and in the credit market. Support for affirmative action is shaped by the extent of expected discrimination against a group and by respondents' own group identity and social attitudes. Information about the true extent of discrimination is effective in correcting inaccurate discrimination expectations but has no meaningful impact on support for policies designed to reduce discrimination in practice.Citation
Fiorin, Stefano, Joseph Hall, and Martin Kanz. 2025. "Discrimination Expectations in the Credit Market: Survey Evidence from India." 蝌蚪网 Papers and Proceedings 115: 351–56. DOI: 10.1257/pandp.20251098Additional Materials
JEL Classification
- D84 Expectations; Speculations
- G21 Banks; Depository Institutions; Micro Finance Institutions; Mortgages
- J15 Economics of Minorities, Races, Indigenous Peoples, and Immigrants; Non-labor Discrimination
- J16 Economics of Gender; Non-labor Discrimination
- O15 Economic Development: Human Resources; Human Development; Income Distribution; Migration
- O16 Economic Development: Financial Markets; Saving and Capital Investment; Corporate Finance and Governance
- Z12 Cultural Economics: Religion